Clay Electric Cooperative, Inc - Energy Conservation Loans

Clay Electric Cooperative, Inc., headquartered in Keystone Heights, Florida, is one of the largest member-owned, not-for-profit electric utilities in the U.S., serving members across six district offices. Formed in 1937, the co-op is known for excellent service and is part of the Touchstone Energy® alliance. Governed by a nine-member board of trustees elected by the membership, the co-op holds an annual meeting each year, with the 2025 gathering held on March 29 in Keystone Heights. Clay Electric offers Energy Conservation Loans of up to $10,000 to help members finance energy efficiency improvements such as high-efficiency heat pumps, insulation, solar water heating, and more. To qualify, members must have at least one year of service, a good credit and payment history, and complete an energy survey. See here for the loan application.