ColoradoLoan Program
Colorado Residential Energy Upgrade (RENU) Loan program
You getUp to 10.99 %
Apply on official siteView on DSIRE
Quick facts
- Incentive type
- Loan Program
- Amount
- Up to 10.99 %
- Administrator
- Energy Smart Colorado
- Applies to
- Local, Residential
- Technologies
- Geothermal Heat Pumps, Water Heaters, Furnaces, Boilers, Heat pumps, Air conditioners, Duct/Air sealing, Windows, Doors, Insulation, Tankless Water Heater, Lithium-ion, Level-2 Electric Vehicle Service Equipment, Attic Insulation, Floor Insulation, Wall Insulation, Induction Cooking Appliance, Heat Pump Water Heater, Electrical Panel, Solar Photovoltaics
Dates
- Source last updated
- November 24, 2025
About this incentive
The Colorado RENU Loan is a statewide residential loan program sponsored by the Colorado Clean Energy Fund in partnership with Colorado-based credit unions. It makes home energy upgrades easy and affordable by offering low-cost, long-term financing for energy efficiency and renewable energy improvements. Loan Terms Low, fixed interest rates starting at 6.99% from Elevations Credit Union and at 7.74% from Westerra Credit Union No money down; finance up to 100% of project cost Loan terms up to 15 years (or 20 years for solar PV) Loans up to $75,000 No prepayment penalties Eligible improvements Solar PV & solar thermal Space heating & cooling, including heat pumps and geothermal systems Battery and thermal storage EV charging Insulation & air sealing Water heating Windows, doors, and skylights Check here for a full list of eligible improvements
Data updated . Always confirm details on the official program website before applying. Programs change frequently.